While headlines scream about rising U.S. debt, the real story might be more hopeful. From untapped national assets to a coming wave of AI-driven productivity, America’s balance sheet may be stronger than it seems. In this article, we explore why debt-to-GDP headlines don’t tell the full story—and why long-term investors can remain confident in the nation’s resilience and capacity to grow through innovation, strength, and strategic planning.

A revocable living trust helps avoid probate, ensures privacy, and provides continuity if you’re incapacitated. But it doesn’t protect assets from lawsuits or help with Medicaid eligibility. It also doesn’t reduce taxes. To fill those gaps, consider an umbrella liability policy for asset protection and long-term care insurance for nursing home costs. A trust is a great start—but a complete plan requires more.

How to use section 351 ETF conversion to diversify concentrated stock positions.

John-Mark Young has officially earned the Certified Financial Planner® certification after 14 months of study and dedication.

Creating Offense and Defense In Your Portfolio Is The Key To Success In Retirement Investing.

John-Mark Young named to the Forbes List of Top In-State Wealth Advisors

Please enjoy these verses that I memorized and used when going through my Certified Kingdom Advisors designation.

Reflections on my visit to PIMCO Headquarters - fixed income, trade policy and tariffs

College financial aid season is here, but cuts to programs like Pell Grants and Work-Study could shrink student aid. Proposed changes to student loans, including eliminating Parent PLUS Loans, may increase costs for families. Parents should understand aid offers, know what to negotiate, and avoid debt that risks their retirement. Exploring state schools, community colleges, and scholarships can help manage costs. Speak with a financial advisor to plan smart for college.

John-Mark Young earns the ChFC designation from the American College of Financial Services

Health Savings Accounts can be used to save money on taxes and provide strategic tax planning for higher income years.

5 Insights for your financial, saving and investing life for 2025.

How to think about the Presidential Election as it relates to my investment portfolio

If you are an OPERS employee, you may or may not already know that you have a choice in the type of retirement plan you participate in....

With the quarter ending Thursday, March 28th, 2024, and the S&P 500 returning over 10%, the Russell 2000 coming in around 5%, and the...

How about some good news as it relates to your retirement and investment portfolio? It's 2024, and it's an election year! That might seem...

2023 marked an inflection point for markets with strong gains across both stocks and bonds. The S&P 500, Dow, and Nasdaq generated...

The Santa Claus Rally sounds great, right?! The Jolly Saint Nick comes to town, bringing little Johnny a nice new toy and simultaneously...

I recently stumbled upon a stat that got me thinking. It said, "that people who work longer are living longer". We've all heard the...