Getting rich and building wealth aren't the same. Riches can come fast and disappear just as quickly. Wealth is built over time—through discipline, smart investing, and long-term planning. One is flashy; the other is lasting. At Whitaker-Myers, we help you take the steady, proven path to true financial security. Don't just get rich—build wealth that lasts.

A sinking fund is a smart way to save for future needs—like vacations—without going into debt. By budgeting monthly for expenses such as travel, food, and activities, you can enjoy guilt-free time with your family. Start small with staycations, use tools like the envelope system, and involve your family in the planning process. With discipline and a clear plan, you can create lasting memories while staying on track financially.

Baby Step 4 of the Ramsey Plan recommends saving 15% of your gross income for retirement. This guide explains how to structure those savings using a 401(k), Roth IRA, or taxable brokerage depending on your income, filing status, and employer plan access. Key rule: “Match beats Roth, Roth beats Pre-Tax.” Whether you're single or married, with or without a plan, there’s a strategy to fit your situation. Consult a financial advisor to create a plan that works for you.

Please enjoy these verses that I memorized and used when going through my Certified Kingdom Advisors designation.

March is supposed to bring college acceptance letters and financial aid offers, but instead, we’ve got a bit of a hot mess. First, there...

Private Mortgage Insurance Saving for a house is a significant milestone that involves many moving parts and key factors to consider...

Life is filled with moments of change — from marriage and the birth of children to purchasing a new home or losing a loved one. Along...

My wife and I have been following Dave Ramsey and Ramsey Solutions  for 30 years. We married at the age of 20 and found ourselves in a...

When starting a career as a young adult, it can often be challenging to understand the best ways to use your money. It can be...

If you listen to The Dave Ramsey Show  for just one episode, it will become very apparent that he is very passionate about relaying the...

The new year can fill you with a sense of hope and expectation.  There are new goals to reach and new challenges to tackle.  Something...

Basic Insurance In addition to health, home, umbrella, and auto insurance, each family and most individuals should consider a few other...

In the world of personal finance, effectively managing debt is essential for achieving long-term financial stability. One often...

Moving our intentionality discussion further, think about this - intentionality without purpose is essentially misdirection. As discussed...

Picking up from where we left off from where we left off with Part 1 of this series , it’s probably important to discuss intentionality...

Is Becoming a Millionaire in My Future? Let’s start with real-world facts: most people like the sound and appeal of being a millionaire....

What is a HENRY? The acronym HENRY, "high earner, not rich yet," encapsulates a demographic segment often associated with millennials...

Tis the Season! BBQs, pool parties, camping, lightning bugs, and running through the sprinkler are all classic signs that Christmas is...

When living in the greatest country in the world, often when someone informs you, “You have to protect yourself,” you may not think they...

If you are anything like me, you have probably registered for hundreds, and what feels like maybe even thousands, of accounts online that...