Blog

After 40 years of marriage, Joe Mains and his wife, Tammi, have learned that building wealth is about more than choosing the right investments—it’s about working together, staying consistent, and being willing to change. In this personal story, Joe shares how discovering Dave Ramsey transformed their marriage and finances and the wealth-building principles that helped them reach their retirement goals.

Retirement planning doesn't have to be complicated, but it does require intentionality and consistency. From setting retirement goals and saving 15% of your income to managing debt, preparing for healthcare costs, and creating an estate plan, these nine steps can help you build a stronger financial foundation for the future.

2022 was a historic year for bonds, challenging the long-held assumption that fixed income would always provide a reliable buffer against stock market volatility. Associate Financial Advisor Clay Reynolds examines what caused the bond market's unprecedented decline, how rapidly rising interest rates affected bond prices, and what investors can learn when building a resilient portfolio.

Get answers to the top questions our financial advisors received in July and August. Explore expert insights on what July's negative jobs report signals for the economy, why the U.S. intervened to support the Japanese yen, and what is driving recent S&P 500 record highs alongside strong corporate earnings. Gain clarity on changing Federal Reserve rate expectations, shifting valuations, and key macro trends to help you maintain a balanced, long-term perspective for your portfolio.

July brought increased market volatility as investors weighed AI infrastructure spending, geopolitical tension in the Middle East, and shifting Fed policy. Despite short-term pullbacks, broad markets remain near all-time highs following strong year-to-date performance. Key drivers—from rising Treasury yields and oil price spikes to new trade tariffs—highlight the ongoing importance of portfolio balance. Discover essential lessons from July's economic shifts to help navigate the rest of the year.

Treasury yields have climbed to their highest levels in years, creating both opportunities and challenges for investors. In this edition of Investment Corner, Co-Chief Investment Officer & Chief Operating Officer Summit Puri explains what rising interest rates and real yields mean for stocks, bonds, inflation, and why maintaining a balanced portfolio is more important than ever.

Ohio's Sales Tax Holiday returns in 2026, but with significant changes from the expanded program offered in recent years. Financial Advisor Andrew Young explains what qualifies, when the tax-free weekend takes place, and how families can plan ahead to maximize their back-to-school savings.

Is there a magic number for retirement? Not exactly. In this article, Associate Financial Advisor Ethan Barry explains why a successful retirement is about more than reaching a savings milestone—it's about creating a personalized income strategy that aligns with your goals, lifestyle, and long-term financial needs.

New tax rules for 2026 could create additional opportunities for taxpayers who make charitable cash contributions—even if they take the standard deduction. In this article, Financial Advisor Andrew Young explains how the updated deduction works, who qualifies, and how thoughtful charitable planning can maximize both your generosity and your tax savings.

Market volatility can make investors feel like they need to act—but sometimes the wisest decision is to stay the course. In this article, Financial Advisor Nick Allen explains why patience, discipline, and a long-term investment strategy can help investors avoid costly emotional decisions during uncertain markets.

Oil prices have climbed back toward $100 per barrel, raising questions about inflation, interest rates, and the broader economy. In this edition of Investment Corner, Co-Chief Investment Officer & Chief Operating Officer Summit Puri explains what's driving the recent surge and why long-term investors should focus on strategy rather than short-term headlines.

We're proud to announce that Ben Allen has earned the Retirement Income Certified Professional® (RICP®) designation from The American College of Financial Services. This rigorous, graduate-level program equips advisors with specialized expertise in turning retirement savings into lasting income — from Social Security optimization to tax-efficient withdrawals and healthcare planning. Learn what this achievement means for Ben, and for the clients and families we serve.

Saving for college is important—but where you save can make a significant difference when it comes to financial aid eligibility. Associate Financial Advisor Joseph Browning explains how FAFSA evaluates income and assets, and shares strategies that can help families maximize both their savings and potential financial aid opportunities.

Every parent wants to give their children a strong financial foundation. From 529 plans and custodial Roth IRAs to the new 530A "Trump Accounts," understanding today's savings options can help families make informed decisions that support education, retirement, and long-term financial success.

The first half of 2026 reminded investors that headlines don't always dictate market performance. Despite inflation, geopolitical tensions, and ongoing uncertainty, diversified portfolios continued to benefit from staying invested and focused on long-term goals.

Oil prices have been on a roller coaster in 2026, driven by geopolitical tensions, supply disruptions, and shrinking global reserves. In this article, Financial Advisor Jake Buckwalter breaks down what's causing the volatility, why it matters beyond the gas pump, and what investors should be watching in the months ahead.

The U.S. dollar has regained strength after a turbulent year, reshaping the outlook for gold, Bitcoin, and global markets. Learn what these shifting trends mean for investors and why maintaining a diversified, long-term portfolio remains the best strategy.

Beginning in 2026, higher-income employees will face new rules for 401(k) catch-up contributions under SECURE Act 2.0. In this article, Associate Financial Advisor Mica Dauch explains who is affected, why the change was made, and what it means for your retirement savings strategy.

Consumer spending continues to power the U.S. economy, even as confidence remains historically low. Summit Puri examines the mixed signals shaping today's economic landscape—from record household wealth and resilient retail sales to elevated debt, lower savings, and persistent inflation—and explains what long-term investors should focus on.

SpaceX's historic IPO has captured investors' attention and sparked questions about whether now is the time to buy. In this article, John-Mark Young explores what makes SpaceX unique, why valuation matters, and how disciplined investors can participate in innovation without abandoning a long-term financial plan.