Car repairs, Christmas, and insurance premiums may feel like unexpected expenses, but they’re often predictable costs that can be planned for. Associate Financial Advisor Jonah Kearns explains how sinking funds help break larger expenses into manageable monthly savings, making it easier to stay on budget and avoid unnecessary financial stress.

Retirement planning involves much more than choosing investments and saving enough money. Financial Advisor David Gearhart highlights five common retirement mistakes—from waiting too long to plan and overlooking taxes to taking too much investment risk or making emotional decisions—and explains how thoughtful planning can help reduce financial stress.

For self-employed individuals, a SEP IRA may be the first retirement plan that comes to mind—but it isn’t the only option. Nick Allen explains how a Solo 401(k) can offer higher contribution potential, Roth savings, and added flexibility for sole proprietors, LLC owners, S-corp owners, and 1099 workers.

Thinking about a backdoor Roth IRA contribution? The IRS pro rata rule could create an unexpected tax bill if you have pre-tax money in a Traditional, SEP, or SIMPLE IRA. Ben Allen breaks down how the rule works, why it matters, and what to consider before making a conversion.

After 40 years of marriage, Joe Mains and his wife, Tammi, have learned that building wealth is about more than choosing the right investments—it’s about working together, staying consistent, and being willing to change. In this personal story, Joe shares how discovering Dave Ramsey transformed their marriage and finances and the wealth-building principles that helped them reach their retirement goals.

Retirement planning doesn't have to be complicated, but it does require intentionality and consistency. From setting retirement goals and saving 15% of your income to managing debt, preparing for healthcare costs, and creating an estate plan, these nine steps can help you build a stronger financial foundation for the future.

2022 was a historic year for bonds, challenging the long-held assumption that fixed income would always provide a reliable buffer against stock market volatility. Associate Financial Advisor Clay Reynolds examines what caused the bond market's unprecedented decline, how rapidly rising interest rates affected bond prices, and what investors can learn when building a resilient portfolio.

Treasury yields have climbed to their highest levels in years, creating both opportunities and challenges for investors. In this edition of Investment Corner, Co-Chief Investment Officer & Chief Operating Officer Summit Puri explains what rising interest rates and real yields mean for stocks, bonds, inflation, and why maintaining a balanced portfolio is more important than ever.

Ohio's Sales Tax Holiday returns in 2026, but with significant changes from the expanded program offered in recent years. Financial Advisor Andrew Young explains what qualifies, when the tax-free weekend takes place, and how families can plan ahead to maximize their back-to-school savings.

Is there a magic number for retirement? Not exactly. In this article, Associate Financial Advisor Ethan Barry explains why a successful retirement is about more than reaching a savings milestone—it's about creating a personalized income strategy that aligns with your goals, lifestyle, and long-term financial needs.

New tax rules for 2026 could create additional opportunities for taxpayers who make charitable cash contributions—even if they take the standard deduction. In this article, Financial Advisor Andrew Young explains how the updated deduction works, who qualifies, and how thoughtful charitable planning can maximize both your generosity and your tax savings.

Market volatility can make investors feel like they need to act—but sometimes the wisest decision is to stay the course. In this article, Financial Advisor Nick Allen explains why patience, discipline, and a long-term investment strategy can help investors avoid costly emotional decisions during uncertain markets.

Oil prices have climbed back toward $100 per barrel, raising questions about inflation, interest rates, and the broader economy. In this edition of Investment Corner, Co-Chief Investment Officer & Chief Operating Officer Summit Puri explains what's driving the recent surge and why long-term investors should focus on strategy rather than short-term headlines.

Saving for college is important—but where you save can make a significant difference when it comes to financial aid eligibility. Associate Financial Advisor Joseph Browning explains how FAFSA evaluates income and assets, and shares strategies that can help families maximize both their savings and potential financial aid opportunities.

Every parent wants to give their children a strong financial foundation. From 529 plans and custodial Roth IRAs to the new 530A "Trump Accounts," understanding today's savings options can help families make informed decisions that support education, retirement, and long-term financial success.

The first half of 2026 reminded investors that headlines don't always dictate market performance. Despite inflation, geopolitical tensions, and ongoing uncertainty, diversified portfolios continued to benefit from staying invested and focused on long-term goals.

Oil prices have been on a roller coaster in 2026, driven by geopolitical tensions, supply disruptions, and shrinking global reserves. In this article, Financial Advisor Jake Buckwalter breaks down what's causing the volatility, why it matters beyond the gas pump, and what investors should be watching in the months ahead.

The U.S. dollar has regained strength after a turbulent year, reshaping the outlook for gold, Bitcoin, and global markets. Learn what these shifting trends mean for investors and why maintaining a diversified, long-term portfolio remains the best strategy.

Beginning in 2026, higher-income employees will face new rules for 401(k) catch-up contributions under SECURE Act 2.0. In this article, Associate Financial Advisor Mica Dauch explains who is affected, why the change was made, and what it means for your retirement savings strategy.

Consumer spending continues to power the U.S. economy, even as confidence remains historically low. Summit Puri examines the mixed signals shaping today's economic landscape—from record household wealth and resilient retail sales to elevated debt, lower savings, and persistent inflation—and explains what long-term investors should focus on.