Market volatility can tempt investors into making emotional decisions at exactly the wrong time. In this article, Financial Advisor Nick Allen explains why staying disciplined, trusting your long-term plan, and resisting the urge to react during downturns can often lead to better financial outcomes.

An Employee Stock Ownership Plan (ESOP) can become one of your greatest retirement assets—or one of your biggest risks if left unmanaged. In this article, Associate Financial Advisor Joseph Browning explains the three critical phases of ESOP planning: understanding your plan, diversifying strategically, and creating a tax-aware retirement income strategy.

More than three years into the current bull market, investors continue to face uncertainty—from inflation concerns to AI-driven volatility. Yet history shows that disciplined, long-term investing and diversification remain the most reliable path forward, even as markets climb a persistent “wall of worry.”

The Thrift Savings Plan now allows in-plan Roth conversions, giving federal employees and military members new flexibility in managing retirement taxes. But while this strategy can unlock tax-free growth, it also comes with important rules, timing considerations, and potential pitfalls that require careful planning.

Rising gasoline prices are more than just a frustration at the pump—they’re a signal of broader economic shifts. As energy costs climb amid geopolitical tensions, consumers, inflation, and market expectations are all feeling the ripple effects.

In this Q1 2026 market recap, Chief Operating Officer & Co-Chief Investment Officer Summit Puri breaks down the impact of geopolitical tensions, rising oil prices, and economic uncertainty on global markets—and what it means for long-term investors.

Most people rely on home and auto insurance to protect their assets—but what happens when those limits aren’t enough? Umbrella insurance provides an added layer of liability coverage that helps safeguard your savings, investments, and future income from unexpected claims or lawsuits.

Oil prices surging above $100 and the rapid evolution of AI are driving one of the most significant sector rotations in recent years. Discover how energy, technology, and defensive sectors are reshaping portfolios—and what it means for long-term investors.

From powering artificial intelligence to enabling everyday digital services, data centers are transforming the U.S. economy. As capital investment surges and productivity accelerates across industries, these facilities are emerging as a major force behind GDP growth—and a key theme investors can’t afford to ignore.

Are you paying too much for your financial advisor—or not enough for the value you should be receiving? The real question isn’t about cost—it’s about what you’re getting in return. From investment management to tax strategies and behavioral coaching, learn how to evaluate whether your advisor is truly earning their fee.

When a spouse passes away, managing retirement accounts can quickly become confusing. Associate Financial Advisor Joseph Browning explains the key differences between keeping an IRA as inherited or treating it as your own—and how that decision can affect taxes, withdrawals, and long-term financial planning.

Many business owners assume a 401(k) plan is too expensive to start—but recent tax credits may significantly reduce the cost. Associate Financial Advisor David Gearhart explains how startup, employer contribution, and automatic enrollment credits can help businesses provide valuable retirement benefits while lowering their tax burden.

Financial Advisor Joe Mains reflects on a life-changing lesson he learned from Dave Ramsey during Financial Peace University—and how it reshaped his view of investing, retirement income, and legacy planning. Discover the powerful “10% principle” and what it could mean for your family’s future.

Confused about the difference between an HSA and an FSA? Associate Financial Advisor Clay Reynolds breaks down eligibility rules, 2026 contribution limits, tax advantages, and smart planning strategies to help you make the most of your healthcare dollars.

Markets move in cycles, and successful investing requires both long-term strategy and tactical flexibility. This article explores how strategic and tactical asset allocation can help investors manage risk, respond to changing market conditions, and make retirement withdrawals more efficiently. Learn how a disciplined approach can help navigate both bull and bear markets.

Retirement is often portrayed as a permanent vacation, but true fulfillment comes from purpose, relationships, and meaningful engagement. This article challenges the cultural “leisure lie” and explores how retirees can build a rewarding next chapter grounded in connection and contribution.

Interest rates influence everything from borrowing costs to bond prices and stock valuations. Understanding how Federal Reserve rate changes ripple through the economy can help investors stay disciplined and focused on long-term financial goals.

Financial fraud is becoming more sophisticated with advances in artificial intelligence and digital technology. Learn five practical steps to protect your accounts, strengthen safeguards, and reduce your family’s risk of financial loss.

Valentine’s Day is a reminder that thoughtful planning is an act of care—and college planning is no exception. This article explores why starting the college conversation early, understanding financial aid timelines, and setting clear expectations can help families make confident, financially sound decisions long before tuition bills arrive.

Inflation has reshaped household budgets and long-term financial planning, with the cost of living rising nearly 20% since 2021. This article explores practical budget adjustments and investment strategies designed to help protect purchasing power and build resilience during prolonged inflationary periods.