The new year can fill you with a sense of hope and expectation.  There are new goals to reach and new challenges to tackle.  Something...

Basic Insurance In addition to health, home, umbrella, and auto insurance, each family and most individuals should consider a few other types of insurance to protect their assets and overall financial plan. Planning for the unexpected is important, and insurance serves that purpose. It's a safety net that provides relief in times of crisis, ensuring your financial plan stays on track. It's not an investment that grows over time; it's a shield that protects your financial plan

In the world of personal finance, effectively managing debt is essential for achieving long-term financial stability. One often...

Moving our intentionality discussion further, think about this - intentionality without purpose is essentially misdirection. As discussed...

Picking up from where we left off from where we left off with Part 1 of this series , it’s probably important to discuss intentionality...

Is Becoming a Millionaire in My Future? Let’s start with real-world facts: most people like the sound and appeal of being a millionaire....

What is a HENRY? The acronym HENRY, "high earner, not rich yet," encapsulates a demographic segment often associated with millennials...

Tis the Season! BBQs, pool parties, camping, lightning bugs, and running through the sprinkler are all classic signs that Christmas is...

When living in the greatest country in the world, often when someone informs you, “You have to protect yourself,” you may not think they...

If you are anything like me, you have probably registered for hundreds, and what feels like maybe even thousands, of accounts online that...

There is much to be said about having a home to call your own. If you’ve worked to purchase your first home (mortgage-free or even just a...

Happy Mother’s Day! Congrats Grad! If you haven't already, you will hear and see these things very soon. You will also start to see many...

One of the most common topics I discuss during meetings with financial coaching clients is how to save at the grocery store. Buying...

A Quick Backstory People told me growing up that I needed debt in my life and that debt was good. “I can’t get a mortgage without a credit score,” “I need a good credit score to get a personal loan,” “I can use credit cards for reward points,” and, of course, “I will just pay my card off every month,” are just a few examples that I and many others have used before. I always had a personal credit card to use for gas or small expenses and pay off the entire balance (almost) eve

Did I make the right decision? In our day-to-day world, when we’re faced with decisions, there are two primary methods that our minds...

The start of a new year often brings self-reflection for many people as they create their New Year’s resolutions. Although New Year’s...

How long will we live? Some of you may know that I have a clinical and operational background. However, I have always had a passion for...

January. The first month of the year. For many, this means new diets and weight loss goals, new habits to form (or break), and ways to...

Some of us reading this article may have been in debt at some point in our lives. It is a frightful, burdensome, overwhelming feeling...

Opportunity cost is the benefit of what an individual misses out on when they spend their funds on a particular item vs another item or...