As one of Dave Ramsey's Smartvestor Pros, you can imagine thtat we are passionate about helping people to achieve their money goals and be able to save more!
As we head into the New Year, it is typically a time that people start thinking about their money goals a little more. It's always a great time to find new ways to save more money.
Maybe you are wanting to build your emergency fund or contribute more into your retirement accounts... either way, finding a few ways to cut back will add up fast!
5 Uniques Ways To Save Money
Shop Your Home & Auto Insurance.
Dave Ramsey recently shared an article about his #1 way to save money and the article talks about shopping your insurance with an independent agent. Independent insurance agents can shop among a bunch of different companies in order to find you the best rate. We work with some amazing insuarance agents here at Whitaker-Myers* who are all independent insurance agents and would love the opportunity to help you!
Cancel Your Memberships and Subscriptions.
This is a good time of year to pull out last year’s bank statements to look at what subscriptions and memberships you got charged for last year and never used. (Or didn’t use very much.) Audible, the gym, Amazon Prime… they are all great memberships to have, IF you are actually using them. If not, cancel it and save the money!
Detox Your Social Media and Inbox.
You might be subconsciously shopping only because you see that Target and Nordstrom are having amazing sales. Use Unroll.me to easily unsubscribe from those emails so you aren’t tempted by them anymore. Also, maybe you love following that fashion or beauty blogger on Instagram but you find that you “swipe up” and shop just a little too much. Un-follow for a little while to build your savings!
Make a List of Easy Go-To Meals.
I hear all the time from people that they would like to save money by eating out less. This is a hard habit to break, I get it. Try this…Make a list of EASY go-to meals and make sure you have the ingredients in your house. Then, instead of heading to the drive thru on busy nights, make a quick and easy meal at home. You don’t have to be fancy… your easy go-to meals might include things like eggs, waffles, chicken nuggets, spaghetti, or frozen pizza. They might not necessarily be the healthiest options but the drive thru isn’t either!
Did you realize you could use a new snow shovel or new Winter boots? Set a reminder to look for those in a couple months when they are putting them on sale to bring in Spring and Summer merchandise. What about those free trials you signed up for? Make sure you set a reminder in your phone to cancel those before you get charged.
We hope these ideas got you thinking of new ways to save money in 2020!
Happy New Year!
*Insurance products offered through Whitaker-Myers Insurance Group and licensed agents.
5 UNIQUE WAYS TO SAVE MONEY
December 31, 2019
Whitaker-Myers Wealth Managers is an SEC-registered investment adviser firm. The information presented is for educational purposes only and intended for a broad audience. The information does not intend to make an offer or solicitation to sell or purchase any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Whitaker-Myers Wealth Managers reasonably believes that this marketing does not include any false or misleading statements or omissions of facts regarding services, investment, or client experience. Whitaker-Myers Wealth Managers has a reasonable belief that the content will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Please refer to the firm’s ADV Part 2A for material risks disclosures.
Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, the nature and timing of the investments, and relevant constraints of the investment. Whitaker-Myers Wealth Managers has presented information in a fair and balanced manner.
Whitaker-Myers Wealth Managers is not giving tax, legal or accounting advice, consult a professional tax or legal representative if needed.
Copyright (c) 2023 Clearnomics, Inc. and Whitaker-Myers Wealth Managers, LTD. All rights reserved. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness, or correctness of the information and opinions contained herein. The views and the other information provided are subject to change without notice. All reports posted on or via www.clearnomics.com or any affiliated websites, applications, or services are issued without regard to the specific investment objectives, financial situation, or particular needs of any specific recipient and are not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not necessarily a guide to future results. Company fundamentals and earnings may be mentioned occasionally, but should not be construed as a recommendation to buy, sell, or hold the company's stock. Predictions, forecasts, and estimates for any and all markets should not be construed as recommendations to buy, sell, or hold any security--including mutual funds, futures contracts, and exchange traded funds, or any similar instruments. The text, images, and other materials contained or displayed in this report are proprietary to Clearnomics, Inc. and constitute valuable intellectual property. All unauthorized reproduction or other use of material from Clearnomics, Inc. shall be deemed willful infringement(s) of this copyright and other proprietary and intellectual property rights, including but not limited to, rights of privacy. Clearnomics, Inc. expressly reserves all rights in connection with its intellectual property, including without limitation the right to block the transfer of its products and services and/or to track usage thereof, through electronic tracking technology, and all other lawful means, now known or hereafter devised. Clearnomics, Inc. reserves the right, without further notice, to pursue to the fullest extent allowed by the law any and all criminal and civil remedies for the violation of its rights.