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Ben Allen Earns the Retirement Income Certified Professional® (RICP®) Designation

We are proud to announce that Ben Allen has officially earned the Retirement Income Certified Professional® (RICP®) designation from The American College of Financial Services, one of the nation's leading institutions for financial services education.


Earning the RICP® is no small feat. The designation requires the completion of a rigorous, graduate-level curriculum covering every dimension of retirement income planning, along with comprehensive examinations. Ben's commitment to completing this program reflects something our clients already know about him: he is dedicated to continually sharpening his expertise so he can serve you at the highest level.


What Is the RICP® Designation?


While much of the financial services industry focuses on helping people accumulate wealth, the RICP® addresses an equally important — and often more complex — challenge: how to turn a lifetime of savings into reliable, sustainable income that lasts throughout retirement.

The RICP® curriculum, developed by The American College of Financial Services with input from many of the nation's top retirement income experts, dives deep into topics such as:


  • Retirement income strategies — structuring withdrawals from savings and investments to create dependable "retirement paychecks" while managing the risk of outliving your money

  • Social Security optimization — understanding claiming strategies that can meaningfully increase lifetime benefits for individuals and couples

  • Healthcare and long-term care planning — preparing for Medicare decisions and the potential costs of long-term care, two of the most significant risks retirees face

  • Tax-efficient distribution planning — coordinating withdrawals across taxable, tax-deferred, and tax-free accounts to help keep more of your money working for you

  • Managing retirement risks — addressing longevity risk, market volatility, inflation, and sequence-of-returns risk, which can dramatically affect a portfolio in the years just before and after retirement

  • Legacy and estate considerations — aligning income planning with the goal of leaving a meaningful legacy


Why This Matters for Our Clients


Retirement isn't a single event — it's a phase of life that can span 25 or 30 years or more. The decisions made in the years surrounding retirement are among the most consequential a family will ever face, and many of them are irreversible. When should you claim Social Security? How much can you safely withdraw each year? How do you protect your income from market downturns early in retirement? How will healthcare costs fit into the picture?

These questions don't have one-size-fits-all answers. They require specialized training, and that is exactly what the RICP® provides. Advisors who hold the designation have demonstrated mastery of the strategies and frameworks needed to build retirement income plans that are personalized, tax-aware, and resilient in the face of uncertainty.


For our clients, Ben's new designation means added depth and confidence in the guidance you receive — whether you're a decade away from retirement and building your roadmap, approaching the transition and facing key decisions, or already retired and wanting to make sure your plan stays on track.


A Commitment to Lifelong Learning


At our firm, we believe our clients deserve advisors who never stop growing. Ben's achievement is a testament to that belief and to his genuine passion for helping families retire with clarity and confidence.


Please join us in congratulating Ben Allen on this outstanding accomplishment!


If you'd like to talk with Ben about your own retirement income plan, we invite you to reach out and schedule a conversation.


 
 

Whitaker-Myers Wealth Managers is an SEC-registered investment adviser firm. The information presented is for educational purposes only and intended for a broad audience. The information does not intend to make an offer or solicitation to sell or purchase any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Whitaker-Myers Wealth Managers reasonably believes that this marketing does not include any false or misleading statements or omissions of facts regarding services, investment, or client experience. Whitaker-Myers Wealth Managers has a reasonable belief that the content will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Please refer to the firm’s ADV Part 2A for material risks disclosures.

​

Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, the nature and timing of the investments, and relevant constraints of the investment. Whitaker-Myers Wealth Managers has presented information in a fair and balanced manner.

​

Copyright (c) 2023 Clearnomics, Inc. and Whitaker-Myers Wealth Managers, LTD. All rights reserved. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness, or correctness of the information and opinions contained herein. The views and the other information provided are subject to change without notice. All reports posted on or via www.clearnomics.com or any affiliated websites, applications, or services are issued without regard to the specific investment objectives, financial situation, or particular needs of any specific recipient and are not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not necessarily a guide to future results. Company fundamentals and earnings may be mentioned occasionally, but should not be construed as a recommendation to buy, sell, or hold the company's stock. Predictions, forecasts, and estimates for any and all markets should not be construed as recommendations to buy, sell, or hold any security--including mutual funds, futures contracts, and exchange traded funds, or any similar instruments. The text, images, and other materials contained or displayed in this report are proprietary to Clearnomics, Inc. and constitute valuable intellectual property. All unauthorized reproduction or other use of material from Clearnomics, Inc. shall be deemed willful infringement(s) of this copyright and other proprietary and intellectual property rights, including but not limited to, rights of privacy. Clearnomics, Inc. expressly reserves all rights in connection with its intellectual property, including without limitation the right to block the transfer of its products and services and/or to track usage thereof, through electronic tracking technology, and all other lawful means, now known or hereafter devised. Clearnomics, Inc. reserves the right, without further notice, to pursue to the fullest extent allowed by the law any and all criminal and civil remedies for the violation of its rights.

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Whitaker-Myers Wealth Managers is an SEC-registered investment adviser firm. The information presented is for educational purposes only and intended for a broad audience. The information does not intend to make an offer or solicitation to sell or purchase any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Whitaker-Myers Wealth Managers reasonably believes that this marketing does not include any false or misleading statements or omissions of facts regarding services, investment, or client experience. Whitaker-Myers Wealth Managers has a reasonable belief that the content will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Please refer to the firm’s ADV Part 2A for material risks disclosures.

​

Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, the nature and timing of the investments, and relevant constraints of the investment. Whitaker-Myers Wealth Managers has presented information in a fair and balanced manner.

​

Copyright (c) 2023 Clearnomics, Inc. and Whitaker-Myers Wealth Managers, LTD. All rights reserved. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness, or correctness of the information and opinions contained herein. The views and the other information provided are subject to change without notice. All reports posted on or via www.clearnomics.com or any affiliated websites, applications, or services are issued without regard to the specific investment objectives, financial situation, or particular needs of any specific recipient and are not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not necessarily a guide to future results. Company fundamentals and earnings may be mentioned occasionally, but should not be construed as a recommendation to buy, sell, or hold the company's stock. Predictions, forecasts, and estimates for any and all markets should not be construed as recommendations to buy, sell, or hold any security--including mutual funds, futures contracts, and exchange traded funds, or any similar instruments. The text, images, and other materials contained or displayed in this report are proprietary to Clearnomics, Inc. and constitute valuable intellectual property. All unauthorized reproduction or other use of material from Clearnomics, Inc. shall be deemed willful infringement(s) of this copyright and other proprietary and intellectual property rights, including but not limited to, rights of privacy. Clearnomics, Inc. expressly reserves all rights in connection with its intellectual property, including without limitation the right to block the transfer of its products and services and/or to track usage thereof, through electronic tracking technology, and all other lawful means, now known or hereafter devised. Clearnomics, Inc. reserves the right, without further notice, to pursue to the fullest extent allowed by the law any and all criminal and civil remedies for the violation of its rights.

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