The 50/30/20 rule offers a simple way to manage your money: 50% for needs, 30% for wants, and 20% for savings and investments. With today’s rising costs, some may need to adjust closer to an 80/20 budget—but keeping that 20% dedicated to savings is key to long-term success. Mica McKenna breaks down how to apply the rule, adapt it to your situation, and keep your financial future on track.

Saving for Retirement Many people have an opportunity to save for retirement through an employer-sponsored 401(k). This is a great way to save for retirement. Many plans now offer Traditional 401(k) contributions AND Roth 401(k) contributions. But what is the difference between them, and which one is better? This article will explain the similarities and differences between a Roth 401(k)  and a Traditional 401(k) and why I feel most people should save to a Roth 401(k) over a