A recession is a period of economic decline, often marked by reduced spending, job cuts, and falling GDP. While headlines may predict it, we usually only recognize a recession in hindsight through lagging indicators like unemployment and corporate earnings. Market downturns can create long-term opportunities for investors, but strategies vary by situation. Always consult a financial advisor to navigate uncertain times and protect your financial goals.

Technology now makes up about 32% of the S&P 500, highlighting its dominance in the U.S. economy and markets. In 2024, strong demand for AI, semiconductors, and cloud computing fueled growth for firms like NVIDIA and Microsoft. However, this concentration poses risks—tech’s heavy influence can create volatility and distort the index's representation of the broader economy. Investors should review their diversification and risk exposure with an advisor.

It seems that the topics of inflation and interest rates have been all over the news this year, as buying groceries and owning a home...

At Whitaker Myers Wealth Managers , we aren’t shy about the importance of portfolio diversification. Because fund-based investing is...

There is much to be said about having a home to call your own. If you’ve worked to purchase your first home (mortgage-free or even just a...

Each year, as we turn our calendars to January, we brace for the inevitable change that comes with a new year. The IRS has been on a tear...

A recent Vanguard study identified the importance of trust between clients and their financial advisors. In this article, we will discuss...

Is there ever a “smart” loan to take out? According to our friend Dave Ramsey, “Debt is dumb….” This is generally true because “the...

Charitable giving and tax benefits There are many things to consider when mapping out your tax plan for the year. One thing to take into...

What are the differences between mutual funds and ETFs?

There's inherent risk in the stock market. The stock market has highs and lows, but how can you measure your investment portfolio?

In this article, we will explore the idea of Fiduciary Duty and what to look for in an advisor.

What is a “Holistic Plan?” It’s not uncommon to hear the term “holistic plan” in the financial planning and services industry. Most...