Working through the Baby Steps and focused on getting out of debt? Insurance may feel like another expense, but the right coverage can protect the progress you’re working so hard to make. Learn which types of insurance are essential, when to consider life and disability coverage, and why protecting your income matters—even while you're paying off debt.

Most people rely on home and auto insurance to protect their assets—but what happens when those limits aren’t enough? Umbrella insurance provides an added layer of liability coverage that helps safeguard your savings, investments, and future income from unexpected claims or lawsuits.