How can I benefit from tax loss harvesting? - PART II
Last week, we took a look at tax loss harvesting and reviewed how to avoid capital gains, but we also saw examples of how this could...
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Financial Aid Chaos: What Is Going On?
March is supposed to bring college acceptance letters and financial aid offers, but instead, we’ve got a bit of a hot mess. First, there...
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The Importance of Business Cycles in Financial Planning
When it comes to financial planning, it's important to recognize what we can and cannot control. We can control our own behavior, make...
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All You Need to Know about PMI
Private Mortgage Insurance Saving for a house is a significant milestone that involves many moving parts and key factors to consider...
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The Importance of Beneficiaries
Life is filled with moments of change — from marriage and the birth of children to purchasing a new home or losing a loved one. Along...
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How can I benefit from tax loss harvesting? - Part I
Let’s start with a working definition of tax loss harvesting. Investopedia defines it as the timely selling of securities at a loss to...
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Combat Pay/Tax-Exempt Pay & Your TSP
Being in the United States Military has some perks. One of those is Combat Pay. If you are earning or have ever earned money while in a...
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Budgeting: Monthly Cash Flow Planning
My wife and I have been following Dave Ramsey and Ramsey Solutions for 30 years. We married at the age of 20 and found ourselves in a...
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Don’t Play ‘Retirement Roulette’
Managing the sequence of return risk in your retirement planning process I am not a gambler. But I have seen it close enough to...
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The Overlooked Tax Credit: The Residential Clean Energy Tax Credit
Introduction Are you a homeowner? Did you install any new systems in your home during the past year (such as a water heater, skylight, a...
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Generational Wealth Transfer
Looking toward the future We are in the first innings of what will be the greatest transfer of wealth in US history. It is estimated that...
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Estate Planning: Wills and what you need to know about them
If you listen to The Dave Ramsey Show for just one episode, it will become very apparent that he is very passionate about relaying the...
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