Summit Puri

Consistently investing through dollar-cost averaging (DCA) helps reduce emotional stress and risk, even when markets hit all-time highs. Historical data shows buying at market peaks often leads to strong long-term returns, with nearly 30% of past highs becoming lasting floors. Rather than waiting for the perfect moment, disciplined, regular investing—Always Be Buying (ABB)—has proven to be a reliable strategy for long-term wealth building.

Rising tensions between Israel and Iran have led to market volatility and energy price swings. While geopolitical events can cause short-term disruption, history shows markets typically recover. Investors should avoid overreacting and stay focused on long-term goals. U.S. energy independence helps buffer economic risks, and diversified portfolios remain the best defense in uncertain times.

When comparing portfolio returns to benchmarks like the S&P 500, it’s crucial to ensure a proper match in asset composition. The coefficient of determination (R²) measures how well a benchmark fits your portfolio—an R² of 0.70 or higher suggests a good match. However, no single metric should drive decisions. At Whitaker-Myers Wealth Managers, our research team uses tools like R² to guide informed, holistic financial planning. Connect with an advisor to learn more.

What is Mean Reversion? Mean reversion is a financial concept that describes the tendency of a stock or index price to return to its...

The Efficient Market Hypothesis  (EMH) The efficient market hypothesis (EMH) is a theory that suggests that share prices accurately...

Moving our intentionality discussion further, think about this - intentionality without purpose is essentially misdirection. As discussed...

Picking up from where we left off from where we left off with Part 1 of this series , it’s probably important to discuss intentionality...

A home purchased with CASH While driving to the gym this morning, I turned on “The Ramsey Show’s Highlights” for 8/26/24 and listened to...

Time in, or Timing investments In an article written by our very own Clay Reynolds , he sets up this discussion really well. I’d...

Macroeconomic Landscape Hopefully, you’re following our weekly market update and have been tuned in to hear President and Chief...

What is a HENRY? The acronym HENRY, "high earner, not rich yet," encapsulates a demographic segment often associated with millennials...

Great Reads If you get to know me personally, you’ll learn that I love to read. I frequently share interesting reads and books with our...