social security

Ensuring adequate savings for a lengthy retirement stands as the paramount concern for retirees and individuals nearing retirement. Recent years of elevated inflation have diminished the buying power of cash reserves, creating additional hurdles.

The U.S. faces a $36 trillion national debt and a $1.8 trillion deficit. With most revenue tied up in mandatory spending, there’s little left for other needs. Cutting discretionary spending alone won’t balance the budget—economic growth, increased tax revenue, or reduced defense spending are needed. Efforts like DOGE help reduce waste, but long-term discipline and smart policy are essential. Like personal finance, fixing national debt requires focus and tough choices.

The Social Security Fairness Act was approved in the House in November and in the Senate early Saturday morning.

The Social Security Administration COLA The Social Security Administration is set to announce the 8.7% cost-of-living adjustment (COLA)....

Social Security is a benefit nearly 1/5th of the country is currently receiving and the majority of working Americans pay into it. How is...

Social Security offers a 5.9% cost-of-living adjustment. What if I am delaying my benefits? The Social Security Administration officially...