The idea that the U.S. dollar is on the verge of collapse is largely hype. Despite rising debt and global tensions, no other currency offers the trust, liquidity, and stability of the dollar. The U.S. economy’s size, innovation, and rule of law keep it at the center of global finance. While headlines fuel fear, the dollar’s dominance remains strong. Long-term investors are wise to stay steady and not be swayed by doomsday predictions.

John-Mark Young, CFP®, was named to AdvisorHub’s “Advisors to Watch” for the third year in a row — one of only 11 RIA-based advisors in Ohio and 10 in Florida. As a fiduciary RIA, Whitaker-Myers Wealth Managers offers independent, client-first advice with no revenue sharing. “We are so thankful for our clients and their trust,” says John-Mark. “Your referrals and relationships mean the world to us — and we pray for you weekly!”

While headlines scream about rising U.S. debt, the real story might be more hopeful. From untapped national assets to a coming wave of AI-driven productivity, America’s balance sheet may be stronger than it seems. In this article, we explore why debt-to-GDP headlines don’t tell the full story—and why long-term investors can remain confident in the nation’s resilience and capacity to grow through innovation, strength, and strategic planning.

A revocable living trust helps avoid probate, ensures privacy, and provides continuity if you’re incapacitated. But it doesn’t protect assets from lawsuits or help with Medicaid eligibility. It also doesn’t reduce taxes. To fill those gaps, consider an umbrella liability policy for asset protection and long-term care insurance for nursing home costs. A trust is a great start—but a complete plan requires more.

How to use section 351 ETF conversion to diversify concentrated stock positions.

John-Mark Young has officially earned the Certified Financial Planner® certification after 14 months of study and dedication.

Creating Offense and Defense In Your Portfolio Is The Key To Success In Retirement Investing.

John-Mark Young named to the Forbes List of Top In-State Wealth Advisors

Please enjoy these verses that I memorized and used when going through my Certified Kingdom Advisors designation.

Reflections on my visit to PIMCO Headquarters - fixed income, trade policy and tariffs

College financial aid season is here, but cuts to programs like Pell Grants and Work-Study could shrink student aid. Proposed changes to student loans, including eliminating Parent PLUS Loans, may increase costs for families. Parents should understand aid offers, know what to negotiate, and avoid debt that risks their retirement. Exploring state schools, community colleges, and scholarships can help manage costs. Speak with a financial advisor to plan smart for college.

John-Mark Young earns the ChFC designation from the American College of Financial Services