Financial Planning

The Thrift Savings Plan now allows in-plan Roth conversions, giving federal employees and military members new flexibility in managing retirement taxes. But while this strategy can unlock tax-free growth, it also comes with important rules, timing considerations, and potential pitfalls that require careful planning.

Rising gasoline prices are more than just a frustration at the pump—they’re a signal of broader economic shifts. As energy costs climb amid geopolitical tensions, consumers, inflation, and market expectations are all feeling the ripple effects.

In this Q1 2026 market recap, Chief Operating Officer & Co-Chief Investment Officer Summit Puri breaks down the impact of geopolitical tensions, rising oil prices, and economic uncertainty on global markets—and what it means for long-term investors.

Most people rely on home and auto insurance to protect their assets—but what happens when those limits aren’t enough? Umbrella insurance provides an added layer of liability coverage that helps safeguard your savings, investments, and future income from unexpected claims or lawsuits.

Oil prices surging above $100 and the rapid evolution of AI are driving one of the most significant sector rotations in recent years. Discover how energy, technology, and defensive sectors are reshaping portfolios—and what it means for long-term investors.

When a spouse passes away, managing retirement accounts can quickly become confusing. Associate Financial Advisor Joseph Browning explains the key differences between keeping an IRA as inherited or treating it as your own—and how that decision can affect taxes, withdrawals, and long-term financial planning.

Confused about the difference between an HSA and an FSA? Associate Financial Advisor Clay Reynolds breaks down eligibility rules, 2026 contribution limits, tax advantages, and smart planning strategies to help you make the most of your healthcare dollars.

Retirement is often portrayed as a permanent vacation, but true fulfillment comes from purpose, relationships, and meaningful engagement. This article challenges the cultural “leisure lie” and explores how retirees can build a rewarding next chapter grounded in connection and contribution.

Financial fraud is becoming more sophisticated with advances in artificial intelligence and digital technology. Learn five practical steps to protect your accounts, strengthen safeguards, and reduce your family’s risk of financial loss.

Inflation has reshaped household budgets and long-term financial planning, with the cost of living rising nearly 20% since 2021. This article explores practical budget adjustments and investment strategies designed to help protect purchasing power and build resilience during prolonged inflationary periods.

Gold and silver are grabbing headlines as investors seek shelter from inflation, volatility, and global uncertainty. While precious metals can play a limited role during turbulent times, they don’t generate income or long-term growth—and their prices are often driven by speculation. In this article, we explore the recent rise of gold and silver, weigh their pros and cons, and explain why true diversification through productive assets remains the most reliable path to lasting wealth.

Gold and silver have surged to record highs, reigniting investor interest in precious metals. But strong recent returns don’t automatically mean they belong at the center of your portfolio. In this article, we explore what’s driving today’s rally, the historical role of precious metals, and how gold and silver may fit into a diversified, long-term investment strategy.