Last week, we took a look at tax loss harvesting  and reviewed how to avoid capital gains, but we also saw examples of how this could...

When it comes to financial planning, it's important to recognize what we can and cannot control. We can control our own behavior, make...

Let’s start with a working definition of tax loss harvesting. Investopedia defines it as the timely selling of securities at a loss to...

Managing the sequence of return risk in your retirement planning process I am not a gambler.  But I have seen it close enough to...

Looking toward the future We are in the first innings of what will be the greatest transfer of wealth in US history. It is estimated that...

If you listen to The Dave Ramsey Show  for just one episode, it will become very apparent that he is very passionate about relaying the...

The S&P 500, the key benchmark for the growth and growth and income portion of an investment portfolio, is comprised of eleven sectors,...

Introduction If you are a small business owner or self-employed, you may be looking for tax-advantaged ways to save for retirement above...

The IRS recently announced the changes to the retirement contribution limits for 2025  for the various retirement account types.  To...

A Life-Changing Event Our daughter and her family experienced a horrible life-changing event this past summer. They were making home...

So many terms in the financial industry  seem mysterious and confusing, and some even sound completely made up.  The Backdoor Roth IRA...

Basic Insurance In addition to health, home, umbrella, and auto insurance, each family and most individuals should consider a few other...