Dollar Cost Averaging

Consistently investing through dollar-cost averaging (DCA) helps reduce emotional stress and risk, even when markets hit all-time highs. Historical data shows buying at market peaks often leads to strong long-term returns, with nearly 30% of past highs becoming lasting floors. Rather than waiting for the perfect moment, disciplined, regular investing—Always Be Buying (ABB)—has proven to be a reliable strategy for long-term wealth building.

We will evaluate the pros and cons of employing both dollar cost averaging and lump sum methods in investing.

How many times can you think of something in your life that was painful but ultimately ended up being for your own good? One of the most...