Budgeting
Are Your Finances Actually Healthy? 5 Ratios That Can Help You Find Out
Real Talk: Are my Finances “Healthy”? Almost everyone on God’s green Earth pauses at some point and asks themselves the same question: “How am I doing financially?” “Am I saving enough for retirement?”“Do I have too much debt?”“Are my expenses reasonable for what I earn, or am I one unexpected event away from financial stress?” What makes these questions so difficult is that there’s no such thing as a truly “average” life. People have different incomes, careers, family situations, ages,...
Read More...

The Wisdom of Consolidation Loans - What do you think?
Is debt consolidation really the answer to financial stress? In this edition of Investment Corner, Financial Advisor and Certified Ramsey Solutions Master Financial Coach Joe Mains shares why lasting financial peace comes from changing behaviors—not simply moving debt around—and how the debt snowball method can help families regain control of their finances.
Read More...

Making Money a Strength in Marriage
Let’s establish the fact that money will have an impact on your most important relationship on earth. You cannot ignore the topic, because one or both spouses will deal with money, either in small or large amounts, virtually every day.
Read More...

When should I buy a Home?
Buying a home is a major financial decision influenced by interest rates, housing prices, and your personal readiness. While market timing matters, the best time to buy is when you're financially prepared—debt-free, with a full emergency fund, and savings for a down payment. Follow Dave Ramsey’s Baby Steps and consider your long-term goals. For personalized guidance, speak with a Whitaker-Myers financial advisor today.
Read More...

HENRY - High earners, not rich yet
What is a HENRY? The acronym HENRY, "high earner, not rich yet," encapsulates a demographic segment often associated with millennials...
Read More...

Christmas in July Mindset
Tis the Season! BBQs, pool parties, camping, lightning bugs, and running through the sprinkler are all classic signs that Christmas is...
Read More...

Making a House a Home: Simple Fixes on a Budget
There is much to be said about having a home to call your own. If you’ve worked to purchase your first home (mortgage-free or even just a...
Read More...

Saving Better at the Grocery Store
One of the most common topics I discuss during meetings with financial coaching clients is how to save at the grocery store. Buying...
Read More...

No Spend Week – can you do it?
January. The first month of the year. For many, this means new diets and weight loss goals, new habits to form (or break), and ways to...
Read More...

It’s the most wonderful time of year – Christmas and Holiday Prepping Season!
With Halloween over, the Holiday Season has now officially begun! And if you are anything like the stores, some of you may be getting...
Read More...

The best cost-saving tips to experience an in-person sporting event
Seeing my favorite team play would be fun, but can I afford it? Sometimes, this is one of those discretionary spending categories we want...
Read More...

Breakfast on the go
Breakfast is the most important meal of the day. You hear this all the time, right? If you are like me and loathe the sound of the...
Read More...
