Life’s big moments—buying a home, starting a family, changing jobs—can all reshape your finances. A financial advisor can help you navigate these transitions, avoid costly mistakes, and build a plan for the future. Drew Hodgson's article explores how advisors are compensated, the value they can add (often as much as 3% to annual returns, according to Vanguard), and what to consider when deciding if professional guidance is right for you.

What is a Fee-Based Advisor? When looking for the right financial advisor , several questions should be at the top of anyone’s mind ....