The importance of meal planning As important as an exercise program is, the same importance is placed on meal planning, both if you’re...

What happens when I sell a stock or bond that has increased in value? Have you been eyeing a new vehicle, rental property, or any mid-to-large expense but haven’t pulled the trigger because you aren’t quite sure what the tax consequences will be? If your plan is to purchase an item with cash or check then you don’t have to worry about tax consequences; but if your plan is to purchase an item using money out of your brokerage account, then you might want to read this article.

You work hard to earn a living, but if you’re new to investing you might be wondering how exactly your money can go to work for you. At...

Mistakes easily made with the grocery store. Have you ever run into the grocery store for “just a few things” and ended up with “a few...

How do I save for my kid’s future college expenses? As Advisors, this is a common question that clients have for us. There are many ways...

How frightening it is to look at your ROTH, IRA Rollover, Brokerage Account, etc., and see a performance number with a dreaded minus next...

What is an “influencer”? Influencers are more of a modern term gaining popularity in the last several years, due mainly to social media....

In high school, there was this thing called “high waters.” If your jeans or khakis showed any of your socks or, worse yet, the skin from...

It’s the super bowl for Financial Planners and Tax Planners! Ok, maybe that is a little extreme but every year the IRS announces changes...

Scam Calls Don't Have to be Scary! ‘Tis the season for all things scary and creepy. There are a lot of things to be scared of but getting...

Time flies! I was reminded of that saying this week as my wife began prepping for her 5th season of coaching high school girls'...

How Facebook Groups can save you money, or make you take a hit on your budget. Have you ever been sent a Facebook invite to join a...

The Social Security Administration COLA The Social Security Administration is set to announce the 8.7% cost-of-living adjustment (COLA). The 8.7% COLA will boost the average monthly Social Security retirement benefit to $1,814 next year, up $145 per month from this year’s $1,669 average benefit. The 8.7% COLA increase is the largest adjustment to the benefit in 40 years thanks to high inflation. And to everyone’s surprise, a decreased Medicare Part B premium comes with it. Fi

Inflation: What is it? Inflation is a word that is not spoken of regularly in our social circles. It has been mostly used in financial...

Why Charitable Giving Should be a part of your financial present and future As an investor, it’s up to you to decide what is important...

Social Security is a benefit nearly 1/5th of the country is currently receiving and the majority of working Americans pay into it. How is something that affects such a large percentage of the population so easily misunderstood and complex? The goal of this article is to deliver the fundamentals of Social Security and develop a much stronger communication with your advisor around the topic. With all that being said, let’s jump right in. What is Social Security? In the midst of

Imagine living (in career terms) in a world where money is the focal point of everything. It’d be very easy to become vain and...

What are rainy days? You’re in the midst of paying off your debt and tackling it with a speed that is even impressing you. Your debt...

Healthcare has undoubtedly been a hot topic in the last few years. However, for those of us in the retirement planning industry, we’ve...

Growth, Growth & Income, Aggressive Growth, International & Mutual Funds…Why? If you listen to Dave Ramsey enough you will have heard these four asset classes mentioned when he talks about investing. Dave stresses diversifying across these four asset classes and using mutual funds to diversify across many different companies. We could not agree more. In the article below I will define each of these and then discuss a few reasons why we do this. Growth When Dave talks about g