Financial Advisor – Whitaker-Myers Wealth Managers. Smartvestor Pro

As 2025 winds down, now is the perfect time to make strategic financial decisions that can lower your tax bill, grow your investments, and set you up for a strong start to 2026.

The 50/30/20 rule offers a simple way to manage your money: 50% for needs, 30% for wants, and 20% for savings and investments. With today’s rising costs, some may need to adjust closer to an 80/20 budget—but keeping that 20% dedicated to savings is key to long-term success. Mica McKenna breaks down how to apply the rule, adapt it to your situation, and keep your financial future on track.

September signals a new school year and, for parents of high school seniors, an important crossroads: preparing your student for college without sabotaging your own financial future.