Blog

New Year New You With the majority of the holiday festivities now behind us, and the anticipation of the new year upon us, are you trying...

The SECURE ACT 2.0 and the ROTH IRA As I write this article, one quote from my kid’s favorite Christmas movie comes to mind, “keep the change you filthy animal.” The Secure Act 2.0 is being met with mixed feelings. It is viewed by some as an unexpected lump of coal, and to others as a special Christmas gift. The second edition of the Secure Act is a $1.7 trillion omnibus spending bill - 4,100 pages detailing dubious plans for spending that just don’t make sense to many ordinary voters. The...

New Year’s Resolution: 2023 When it comes to fresh starts, there is no better time than the start of a new year. People are hopeful,...

Dueling Contributions Beginning Baby step 4 (Funding retirement accounts) can be exciting for anyone who has emerged victoriously from...

A year (and meeting) in review This past week our team traveled to Franklin, TN. It was a quick trip, but one of those trips that fills...

Should I consider expanding my investing beyond stocks and bonds? For most time periods, some combination of stocks and bonds has worked...

With the advent of internet shopping and social media advertising, there has been a boom in small businesses over the last decade. In...

In investing, risk tolerance is a phrase used to describe how much an individual is willing to see their account fluctuate, due to the...

What You Can Control vs What You Can Not Control You have spent your entire working career accumulating wealth so you could reach this point, retirement. Conventional wisdom might suggest, now that you have reached retirement, you need to be as conservative as possible with your investments in order to preserve them for the rest of your life. But, did you know that being too conservative can create more risk to the longevity of your assets than being more aggressive? Also, withdrawing too...

Financial Coach, who is that? Perhaps a Financial Coach is someone you have never heard of, but someone you never knew that you needed. A...

The Decision to Buy or Rent: There comes a time in life when we all move out of our parent’s house – whether it’s leaving for college,...

When thinking about pain, we know how the brain processes pain can provoke strong emotional reactions such as fear, anxiety, or, in some...

The new year brings new goals, resolutions, and even the occasional inflation-adjusted retirement contribution limit. Ah, the things we...

Young people have all the time in the world and they’re bulletproof, as a 23-year-old, I would know. Thinking critically about how their...

One thing I’ve been talking about with clients more this year, especially as the year has progressed and interest rates have increased,...

Investments in the news It’s been tough to turn on any financial news network lately without hearing headlines regarding the saga at FTX...

With the Christmas Season rapidly approaching and inflation at an all-time high you may have already thought about your shopping budget....

Have you thought of asking for or giving a gift card recently? “What would you like for your birthday?” Or how about, “Is there anything...

Some of the greatest factors as to why a market declines is because the market isn’t sure of what is going to happen. When consumers,...

The importance of meal planning As important as an exercise program is, the same importance is placed on meal planning, both if you’re...