Latest Articles Written by our Team
The Coefficient of Correlation
When comparing portfolio returns to benchmarks like the S&P 500, it’s crucial to ensure a proper match in asset composition. The coefficient of determination (R²) measures how well a benchmark fits your portfolio—an R² of 0.70 or higher suggests a good match. However, no single metric should drive decisions. At Whitaker-Myers Wealth Managers, our research team uses tools like R² to guide informed, holistic financial planning. Connect with an advisor to learn more.

The Overlooked Tax Credit: The Residential Clean Energy Tax Credit
Homeowners who install energy-efficient systems like heat pumps, skylights, or biomass stoves may qualify for the Residential Clean Energy Tax Credit—worth up to 30% of the cost. Caps apply, such as $2,000 for heat pumps and $600 for windows. To claim it, file IRS Form 5695 with your tax return. Before starting home upgrades, consult a tax professional to ensure eligibility. Whitaker Myers offers financial and tax guidance to help you save more this tax season.

How To Start Saving as a Young Adult
Starting your financial journey as a young adult begins with building a budget and following Dave Ramsey’s Baby Steps—starting with a $1,000 emergency fund and progressing toward saving 15% for retirement. Use a money market fund for emergency savings and take advantage of employer retirement plans and Roth IRAs for long-term growth. The earlier you start, the better. For personalized help, connect with a Whitaker-Myers Wealth Managers financial advisor today.

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What We Learned this Week

The Fed Just Raised Rates for the First Time in 3 Years | What It Means for Your Retirement

Markets Rally Despite Fed Pressure, AI IPO Surges & Iran Oil Tensions

Markets Rally Into July 4th | Softer Jobs Report, Fed Outlook & Why Tech Still Lagged

AI Fatigue Hits Wall Street | Tech Pullback, OpenAI IPO Delay & Market Update

Markets Rally on Iran Peace Deal, But the Fed Turns Hawkish

Inflation Reignites Market Volatility | CPI Surge, Oil Shock & Fed “Higher for Longer” Reset

Markets Rattled by Strong Jobs Report | Tech Sell-Off, Rising Rates & AI Stocks Hit Hard

New Highs, Then an Inflation Wake-up Call

The Market’s Down - Now What? Biblical & Proven Wisdom For Investors

The End Game For Tariffs The Media Isn't Talking About & How This Markets Is Trading Like 2018

Why Your 529 Plan Might Be Costing You Tax Savings Through the AOTC #college #collegesavings

Retirement Plan Changes in 2025 For Those Ages 60 - 63 #retirementplan #retirementsavings

Four Reasons Why Tariffs May Be Beneficial to US Stocks & Markets #retirementplan #retirementsavings

Is your investment strategy outdated? Five Questions To Ask #retirementplan #retirementsavings

Why Whitaker-Myers Doesn't Like Target Date Funds #retirementplan #retirementsavings #retirementplan

The Five Retirement Planning Mistakes to Avoid #retirementplan #retirementsavings #retirementplan
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Get to Know Tim Hilterman, Certified Financial Planner and Chief Financial Planning Officer

