David Gearhart

Choosing a business structure is one of the most important decisions you’ll make when starting a business. Associate Financial Advisor Jonah Kearns breaks down the key differences between sole proprietorships, partnerships, LLCs, S Corporations, and C Corporations, including taxes, liability protection, ownership, and growth considerations.

Retirement planning involves much more than choosing investments and saving enough money. Financial Advisor David Gearhart highlights five common retirement mistakes—from waiting too long to plan and overlooking taxes to taking too much investment risk or making emotional decisions—and explains how thoughtful planning can help reduce financial stress.

Many business owners assume a 401(k) plan is too expensive to start—but recent tax credits may significantly reduce the cost. Associate Financial Advisor David Gearhart explains how startup, employer contribution, and automatic enrollment credits can help businesses provide valuable retirement benefits while lowering their tax burden.