Drew Hodgson

Working through the Baby Steps and focused on getting out of debt? Insurance may feel like another expense, but the right coverage can protect the progress you’re working so hard to make. Learn which types of insurance are essential, when to consider life and disability coverage, and why protecting your income matters—even while you're paying off debt.

Many people avoid looking closely at their finances because they don't know where to start or fear what they might find. In this practical guide, Associate Financial Advisor Drew Hodgson explains how taking a simple snapshot of your income and expenses can turn financial stress into clarity and help you build a plan for moving forward with confidence.

The Thrift Savings Plan now allows in-plan Roth conversions, giving federal employees and military members new flexibility in managing retirement taxes. But while this strategy can unlock tax-free growth, it also comes with important rules, timing considerations, and potential pitfalls that require careful planning.