Articles

Posted 3 hours 42 min ago
Defining your investment plan

When choosing the best way to invest in the stock market, it is good to look at a few items that make up the stock market. Knowing what stocks, ETFs, and mutual funds...

Posted 4 hours 26 sec ago
What is a Fiduciary, and Why are they important?

Investing can be an intimidating venture, especially when you have no experience. That’s why finding an investment advisor with your best interest in mind is so important – and believe it or not, every firm is not the same in their approach. In...

Posted January 31, 2023


*/ 5 Key Insights to Guide Investors in 2023

January 31, 2023

John-Mark Young | President, Chief Investment Officer

2022 was a challenging year for investors. Markets fell into bear market territory and experienced the worst annual performance since 2008....

Posted January 27, 2023
Follow the Baby Steps in order, and stick with them!

It is great when...

Posted January 27, 2023
Defining the Debt Ceiling

With the debt ceiling coming up, I decided it would be a good time to revisit this subject since it pops up from time to time, steals all the headlines for a number of days/weeks/months, and then disappears just as fast. The debt ceiling is the legal limit on the total...

Posted January 19, 2023
Investing in a 529

There were many changes to investing laws in the omnibus spending bill passed on December 29, 2022, that included the Secure Act 2.0.  One of the...

Posted January 18, 2023
What is a “Holistic Plan?”

It’s not uncommon to hear the term “holistic plan” in the financial planning and services industry. Most companies hold themselves out as experts in creating a “unique plan” for their clients while providing little to no insight into how the desired outcome will...

Posted January 12, 2023
Is it really worth it?

$6.75

That is the price I paid for one medium, flavored, double caf coffee last Friday. At the moment, I justified the 7:45 am, 20 minutes in line for the drive-through order. Considering I was on my way back from picking up my computer cord I left at the office...

Posted January 12, 2023
The Smartphone Advantage 

It is no secret that we hold the most known information ever discovered in the palm of our hand through the innovations of iPhones, Androids, and simply the internet. Because these devices hold so much information and have so many excellent tools at our disposal, it...

Posted January 05, 2023
Happy New Year!!

You did it!  You survived the gauntlet of Holidays that end each calendar year.  With the new year comes new opportunities and new changes - some good and some bad; and with so much on your mind and in the business of life at the end of the year (traveling to friends and family...

Posted January 05, 2023
Inflation’s Impact on Your Debt

With 2023 off to a furious start, we may not soon forget the woes of 2022. In addition to a bear market, those woes include higher-than-normal interest rates that will linger into the new year. In this article, we will look at three (there are more) key ways...

Posted December 29, 2022
The SECURE ACT 2.0 and the ROTH IRA 

As I write this article, one quote from my kid’s favorite Christmas movie comes to mind, “keep the change you filthy animal.” The Secure Act 2.0 is being met with mixed feelings. It is viewed by some as an unexpected lump of coal, and to others as a special...

Posted December 29, 2022
New Year New You

With the majority of the holiday festivities now behind us, and the anticipation of the new year upon us, are you trying to decide on a new year’s resolution? Not sure what to set as your goal for the coming year? Keep thinking to yourself “New Year, New Me!”?

A lot of...

Posted December 22, 2022
New Year’s Resolution: 2023

When it comes to fresh starts, there is no better time than the start of a new year.  People are hopeful, excited, and have new energy to start the year strong.

This article aims to help organize, create a process, and ensure the correct actions are being taken...

Posted December 22, 2022
Dueling Contributions

Beginning Baby step 4 (Funding retirement accounts) can be exciting for anyone who has emerged victoriously from their suffocating debt pile. A common phrase is often...

Posted December 15, 2022
A year (and meeting) in review

This past week our team traveled to Franklin, TN. It was a quick trip, but one of those trips that fills your (hypothetical) cup. We reflected on the past year, both successes and things to improve upon, and set goals for the upcoming year. Through thought-...

Posted December 15, 2022
Should I consider expanding my investing beyond stocks and bonds?

For most time periods, some combination of stocks and bonds has worked fairly well. In fact, only 3% of the time are stocks and bonds both down in the same year. Meaning 2022, looks like the first time since the 1930’s that we...

Posted December 08, 2022

With the advent of internet shopping and social media advertising, there has been a boom in small businesses over the last decade. In 2021, 5.4 million new business applications were submitted in the U.S. - more than 20 percent higher than any previous year. If you aspire to be a small business...

How Risk Tolerance Affects Your Future
Posted December 08, 2022

In investing, risk tolerance is a phrase used to describe how much an individual is willing to see their account fluctuate, due to the amount of exposure one has in the stock market.

As most people know, the stock market is unpredictable and has many ups and downs. Many people react to...

Posted December 08, 2022

Guess what, everyone! Ramsey...