What Should I Do With My 401(K) From My Previous Employer?

If you recently got a new job, you may be wondering what you should do with your 401(K) (or another employer plan) from your previous employer.

The good news is that you have options.

The 3 Main Options To Choose From When Rolling Over Your 401(K):

  • Option 1: Leave the 401(K) with your previous employer

When you leave, you may have the choice to leave your 401(K) at your previous employer. (There can be exceptions to this, so please be sure you are reading the paperwork they send you after you leave.)

5 Unique Ways To Save Money

As one of Dave Ramsey's Smartvestor Pros, you can imagine thtat we are passionate about helping people to achieve their money goals and be able to save more!

As we head into the New Year, it is typically a time that people start thinking about their money goals a little more. It's always a great time to find new ways to save more money. 

Maybe you are wanting to build your emergency fund or contribute more into your retirement accounts... either way, finding a few ways to cut back will add up fast!

What Is A Roth IRA?

As one of Dave Ramsey’s Smartvestor Pros, it is common for us to meet clients who have heard Dave talk about using a Roth IRA to save for retirement. Sometimes they have heard Dave talk about this but they don’t completely understand what it is or the “why” behind it.

How to Save for Christmas in 2 Months

I know, I know… it isn’t even Halloween yet and I’m talking about Christmas! Don’t worry, I’m not trying to rush the year along! However, I am trying to help you save money for Christmas in 2 months so that you don’t have to put gifts on a credit card.

I don’t know anything that will make the holidays more stressful than paying for all the gifts with your credit card. Sure, you don’t have to pay for it before Christmas but do you really want to start the New Year deeply in debt? That’s not fun.

What’s A Sinking Fund? Why Do I Need One?

Are you new to the term “sinking fund”? If you are, you are not the only one because whenever I mention it, I am usually met with a blank stare. Followed by… “What is that?”

Simply put, a sinking fund is a savings that is for a specific purpose. It is NOT your emergency fund. It is a separate fund that you are using to set money aside that will be used for a specific bill or event.

What Is The Difference Between A Sinking Fund And An Emergency Fund?

There is a difference between a sinking fund and an Emergency Fund.