Incorporating Series I Bonds: Emergency Fund & Cash Positions - May 2022 Update
Submitted by rstandridge on Wed, 05/11/2022 - 11:54pm***Our current I-Bonds article has been updated to reflect the new 9.62% composite rate***
***Our current I-Bonds article has been updated to reflect the new 9.62% composite rate***
If you are currently holding cash that is above the comfort of your emergency fund, you may be stuck in what is called “analysis paralysis”. That is, with extra money to invest, you are holding back as an investor due to uncertainties in markets. A volatile equities market and a low yielding bond market due to low interest rates can do that to you. So, you are keeping money in cash for the time being, all while we are dealing with the highest inflation numbers in 40 years.