I know, I know… it isn’t even Halloween yet and I’m talking about Christmas! Don’t worry, I’m not trying to rush the year along! However, I am trying to help you save money for Christmas in 2 months so that you don’t have to put gifts on a credit card.
I don’t know anything that will make the holidays more stressful than paying for all the gifts with your credit card. Sure, you don’t have to pay for it before Christmas but do you really want to start the New Year deeply in debt? That’s not fun.